- Emissions Trading Scheme: A change in approach?

- Firearms reform 2025: Outdated legislation? Proposed changes and potential benefits

- Over the fence: Employer obligations: mental health - Consumer Guarantees Act vs Fair Trading Act - America's threats of tarriffs

The High Court recently overturned Whakaari Management Ltd’s conviction under the Health and Safety at Work Act 2015, providing important clarification on the duties of PCBUs managing a workplace.

- New deed of lease documentation

- Insurance and Natural Hazards

- Residential tenancies legislation updates

As urban land prices rise and housing shortages persist, landowners and developers are increasingly pursuing compact multiple unit developments. These projects often lead to concerns among neighboring property owners, particularly regarding potential impacts on property values and views.

Understanding Break Fees and Mortgage Refinancing

If you're considering repaying your mortgage early, it's important to understand the implications of break fees. Early repayment of a fixed-rate mortgage may breach your loan agreement, leading lenders to impose a break fee to compensate for lost interest payments. The calculation of this fee varies by lender and depends on your specific mortgage terms, so consulting with your lender for an estimate is advisable.

As mortgage interest rates shift, particularly in light of New Zealand’s declining Official Cash Rate (OCR), now might be a strategic time to consider refixing your mortgage interest rate. Borrowers can choose between fixed rates, which offer predictable repayments, or variable rates, which fluctuate with market conditions.

- Budget 2024: What was in it for the rural sector?

- The future of indoor pig farming: Concerns that policy is threatening indoor pig farming

- Over the fence: Service tenancies on the farm – Checking terms of engagement regarding liability – Farm lease coming to an end? What is required